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08/25/2007: "Blacks and Hispanics file more insurance claims, have less credit"

The study found credit scores effectively predict the number of claims consumers file and the total cost of those claims. However, it also found that black and Hispanic consumers tend to have lower scores than non-Hispanic whites and Asians. As a result, consumers in those demographic groups, on average, end up paying more for car insurance.

[ Multiculturalism isn't working for Hispanics and blacks, either. ]

http://www.amren.com/mtnews/archives/2007/08/minorities_are.php